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property by virtue of the conveyances made

to them by Laura O. L. Archer in her lifee to the language of the will. Each case de

pends to a great extent upon the peculiar time. The facts above stated were set out words used by the testator in the will under in appellant's complaint, and the will was consideration. made an exhibit to the complaint. The [4] In cases of wills, such construction is prayer of the complaint was that the court adjudge the rights of the parties under the will of James M. Archer, and that judgment be rendered in favor of the appellant, decreeing a title to him in said property, and that the decree be declared a lien upon the property in the hands of the appellees as being held in trust by them for appellant. The court sustained a demurrer to the complaint, and dismissed it for want of equity. The case is here on appeal.

[1] The only question sought to be raised by the appeal is the construction of the will of James M. Archer. Counsel for appellees seek to sustain the decree of the chancellor on the authority of Bernstein v. Bramble, 81 Ark. 480, 99 S. W. 682, 8 L. R. A. (N. S.) 1028, 11 Ann. Cas. 343, and contend that under the rule announced in that case the widow of James M. Archer took an estate in fee simple to the property devised under the will. We do not agree with them in this contention. In that case the property was devised to the first taker in fee simple with limitation over to another at the former's death, and the court held that the limitation over was void for repugnancy. There the will plainly gave to the wife of the testator an estate in fee simple, and in such case the absolute right of ownership in the wife carried with it full power of disposing of the property. The attempt of the testator to control the course of the descent of his property, after giving the fee to his wife, was repugnant to the estate given her, and, on that account, void. The will under consideration did not purport to give the wife a fee-simple estate; and we do not think the case cited has any bearing on the construction of the will under consideration. The will under consideration gave to the widow of the testator his property for and during her natural life, and at her death to descend three-fourths to his adopted son, and the remainder, one-fourth, to a niece. A subsequent clause of the will gave to his wife full power and authority to sell any and all of the property.

[2, 3] It is contended by counsel for appellant that, where a power of disposal accompanies a devise of a life estate, in all cases the power is limited to such disposition as the tenant for life can make. To sustain their position, they cite the case of Patty v. Goolsby, 51 Ark. 61, 9 S. W. 846. They insist that that case conclusively establishes the position which they have assumed; but we do not agree with them in their contention. It must be admitted that there is some language in the opinion which might be construed in that way; but in cases involving the construction of a will the language of

to be given as will carry into effect the intention of the testator, and such construction as will, if possible, give force and meaning to every clause of the will. In the case of Patty v. Goolsby, supra, under the first clause of the will the testator gave to his wife all his property, "to have and to hold during her natural life, or until she may think proper to marry, with full power to sell and dispose of such property as she may think proper." The second clause of the will is as follows: "It is my desire that at the death of my said wife all my worldly effects be equally divided between my children."

By subsequent provision of the will he provides that his children should be educated during their minority, and that his wife should pay strict attention to their instruction, and that the means be provided from his estate for that purpose. The court in that case held that the wife took a life estate in the property, with a remainder over to his children at her death, and that, under the terms of the will, she had only power to dispose of her life estate. It will be noted that the power of disposition in that case was given in the same clause as that which devised to her the property for her natural life, and in immediate connection with the devise of the life estate, thereby indicating that the power of disposal be limited to the life estate. In other words, the court held that by the terms of the will the widow took a life estate, and that, since the power of disposition was annexed to the devise of the life estate, its presence did not give the widow an unlimited power of disposition, but was restricted to the life estate. It is evident from a careful reading of the opinion that the court did not intend to hold that in all cases where the testator devised property to one person for life, with remainder over, and also gave the first taker the power to dispose of the whole estate, such power would be limited to a disposal of the life estate. The court based its decision on Giles v. Little, 104 U. S. 291, 26 L. Ed. 745, and quoted with approval from that opinion as follows:

"The authorities are adverse, and show that, when a power of disposal accompanies a bequest or devise of a life estate, the power is limited to such disposition as a tenant for life can make unless there are other words clearly indicating that a larger power was intended."

So that it will be seen that the effect of that decision is that the testator may devise property to one person, with remainder over, and in addition give to the life tenant the absolute and unqualified power of disposi tion of the whole estate, where the language of the will clearly indicates that such abso

too, in the case of Douglass v. Sharpe, 52 | expressly given the absolute power to disArk. 113, 12 S. W. 202, there was nothing to pose of the property; and we think it was indicate that the testator intended to give to the manifest intention of the testator to give the life tenant the absolute power to dispose her the power to dispose of the fee in his of the fee in the estate. estate. It is true that in so doing she could defeat the rights of the remaindermen; but the testator had the right to devise the property as he saw fit. He could, by his will, vest in his wife the power to destroy the rights of those in remainder and give to her the authority to dispose of the whole of his estate. If she failed to exercise the power, the remainder would have passed to those who were named in the will to take at her death.

In the first clause of the will under consideration, the wife is given a life estate in the property of the testator not otherwise disposed of by the will, with remainder over to certain devisees at her death. By a subsequent clause of the will the testator's wife is given full power and authority to sell and dispose of any and all of his property, both real and personal, in such manner as she may desire. The language is very broad and comprehensive. When the will is read and considered as a whole; we think it is manifest that the power of disposal was not limited to such disposition as a tenant for life can make. To so hold would give no effect whatever to the fourth clause of the will; for the tenant for life had the power of disposition without being granted that power under the will. The fourth clause of the will, in express terms, gives her the power of disposal of the whole of his property. It does not purport to give her any absolute right to the property, but only the bare authority to dispose of it. The existence of such a power does not imply ownership, but it does in express terms give to the life tenant authority to dispose of the property absolutely. By the exercise of the power by the life tenant she could convey the fee to her

grantee.

We think that, when the whole will is considered and read together, it was the manifest intention of the testator to give to his wife a life estate, with the added power of disposing of his whole estate during her life, and, having exercised this power during her lifetime, the estate vests in those to whom she granted it.

It follows that the decree of the chancellor will be affirmed.

PHILLIPS et al. v. GRUBBS et al. (No. 281.)
(Supreme Court of Arkansas. April 27, 1914. ·
On Rehearing, May 23, 1914.)

1. EXECUTORS AND ADMINISTRATORS (§ 150*)—
LEASE OF PROPERTY OF ESTATE-RATIFICA-
TION BY BENEFICIARIES.

agent for the beneficiaries, made a five-year
Where an executor, assuming to act as
lease of property belonging to the estate, the ac-
ceptance by the beneficiaries of rents under the
lease amounted to a ratification of the lease
if it was not previously authorized by them.
[Ed. Note. For other cases, see Executors
and Administrators, Cent. Dig. §§ 607-613;
Dec. Dig. § 150.*]

2. FRAUDS, STATUTE OF (§ 129*)-PART PER-
FORMANCE-FIVE-YEAR LEASE.

Where a tenant, under an oral five-year frauds, took possession under the lease, paid lease, which was invalid under the statute of the rent for two years, and made the permanent improvements required by the lease, such part performance took the lease out of the operation of the statute.

[Ed. Note.-For other cases, Statute of, Cent. Dig. §§ 287-292, 303, 306see Frauds, 308, 310-312, 314, 318-320, 322, 323, 325, 326; Dec. Dig. § 129.*1

[5] According to the current of authority, the rule is that where a testator gives an estate for life only, with the added power to the life tenant to convey the estate absolutely, the life tenant may defeat the estate of a remainderman under the will by the exercise of the power of disposal during his lifetime. Warren v. Ingram, 96 Miss. 438, 51 South. 888, Ann. Cas. 1912B, 422, and case note: Steiff v. Seibert, 128 Iowa, 746, 105 N. W. 328, 6 L. R. A. (N. S.) 1186, and case note. A leading case on the subject, also, is Burleigh v. Clough, 52 N. H. 267, 13 Am. Rep. 23. It appears from the case notes which we have just cited that this holding is in accord with the great weight of authority. The courts generally hold that where the testator devises his estate to a life tenant, with 3. EQUITY (§ 423*)-RELIEF AWARDED-SETa remainder over, and then gives the life tenant absolute power and authority to dispose of his whole estate, the exercise of such power by the life tenant, by conveying the property to other persons during his life, carries the fee and defeats the right of the remaindermen. By this construction all of the clauses of the will harmonize with each other. Otherwise the fourth clause of the will could be given no effect whatever. As we have already seen, by the first clause of the will the wife of the testator was granted a life estate, with remainder over. By the fourth clause of the will she was clearly and

On Rehearing.

TLEMENT OF ENTIRE CONTROVERSY.

In a suit originally instituted as an action of unlawful detainer against a tenant, but parties were added, who claimed the lands and which was transferred to chancery when other who had ratified the lease to defendant, an issue between one of the original plaintiffs and one of the new parties as to the ownership of an by the chancellor, although he found that the interest in the premises should be determined original defendant was entitled to hold under à lease from the agents of the plaintiffs, since the parties were all before the court, and the whole controversy might be settled by it.

[Ed. Note.-For other cases, see Equity, Cent. Dig. §§ 986-990, 992-998, 1009-1014; Dec. Dig. § 423.*]

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4. EXECUTORS AND ADMINISTRATORS (§ 131*) | strained from interfering with the occupancy -RIGHTS OF DEVISEE-COLLECTION OF of Grubbs. Appellants filed an answer to the RENTS.

[Ed. Note.-For other cases, see Executors and Administrators, Cent. Dig. 88 541-544; Dec. Dig. § 131.*1

Appeal from Prairie Chancery Court; Jno. M. Elliott, Chancellor.

Where a lease by an executor of property cross-complaint in which they alleged that devised by a will was ratified by the devisees, the title held by the Bluff City Bank was as the devisees and not the executor are entitled trustee for Mrs. Wright, one of appellants, to collect the rents if they are not necessary and alleging that the interest of Wilkie M. for the payment of the debts. Phillips was purchased by Frank Wright, her husband, and the title taken by the bank as security for the purchase money advanced. The prayer was that the receiver of the bank be required to make a deed to Mrs. Wright Unlawful detainer by W. A. Phillips and for the interest thus purchased. The lands Mrs. Jennie B. Wright against William in question were originally owned by Mrs. Grubbs, in which the Bluff City Bank and the Ollie To Carr, the mother of appellants W. receiver thereof and Joe Skarda, as curator A. Phillips and Mrs. Jennie B. Wright and of the plaintiff, Mrs. Jennie B. Wright, were of Wilkie M. Phillips. Mrs. Carr left a will made parties, each claiming an interest in the in which she dévised the lands to the three premises and asking that the cause be trans- children, and afterwards Wilkie M. Phillips ferred to chancery and plaintiffs be restrain-conveyed his interest in the land to the bank. ed from interfering with the possession of The bank advanced the money, and confesseddefendant Grubbs. After the cause had been ly took the title as security for the purchase transferred and the plaintiffs had filed their money. There is a controversy whether the answer to defendant's cross-complaint, Frank purchase was made by Frank Wright for Wright was made a party on his motion, and himself or for the use and benefit of his claimed that the interest held by the bank in wife, Mrs. Jennie B. Wright, who is one of the lands in controversy was held in trust the appellants. Frank Wright was executor for him, and prayed that it be conveyed to of the will of Mrs. Carr, and filed a settlehim. From a decree of the chancellor re- ment account from time to time. He entered straining plaintiffs from interfering with the into an oral contract with Grubbs, whereby possession of the defendant Grubbs, but re- he rented the farm to the latter for a period fusing to pass on the issues raised by defend- of five years, beginning January, 1911. Unant Frank Wright, the plaintiffs appeal. On der the terms of the contract Grubbs was to rehearing decree modified and affirmed in pay an annual rental of $600, and make cerpart and reversed and remanded in part. tain repairs and improvements. He entered into possession of the lands and made valuable improvements, and paid the rent for the years 1911 and 1912. This action was instituted in January, 1913, to recover possession from him.

Trimble & Trimble, of Lonoke, for appelJ. G. & C. B. Thweatt, of De Vall Bluff, for appellees.

lants.

MCCULLOCH, C. J. This suit originated in the circuit court of Prairie county, being instituted by appellants against appellee William Grubbs, to recover possession of certain lands in that county. It was an action of unlawful detainer, it being alleged in the complaint that appellee Grubbs was a tenant of appellants under an oral contract for the year 1912, and that he unlawfully detained

said lands and held the same after the expiration of his term. The Bluff City Bank and George Craig, the receiver thereof, and Joe Skarda, as curator of the estate of Mrs. Jennie B. Wright, one of the appellants, were made parties. They, together with appellee Grubbs, filed an answer and cross-complaint, alleging that Grubbs held the land under a contract of lease covering a period of five years from January, 1911, to December, 1915; that said bank was the owner of an interest in the lands by purchase from Wilkie M. Phillips, and that appellants were interfering with Grubbs and his quiet possession of the land and disturbing his tenants on the place, thus preventing the prosecution of farm operations on the place. The prayer was that the cause be transferred to the chancery court, and that appellants be re

The chancellor decided that Grubbs was

rightfully in possession of the land, and rendered a decree dismissing the complaint of appellants.

Both sides argue the question whether under the evidence Frank Wright or his wife, Jennie B. Wright, is entitled to the interest in the land held by the bank as trustee. The conclusion we reach, however, renders it unnecessary to pass upon that question; the chancellor not having done so.

The real controversy in this case, so far as the appellants are concerned, is as to the right of Grubbs to occupy the land, and the question of the bank's interest in the land was introduced merely as affecting the right to prevent appellants from interfering with the tenant, Grubbs. Inasmuch as the chancellor upheld the right of Grubbs to continue his occupancy under his lease, and appellees not having appealed, it is unnecessary to determine the controversy between Wright and his wife as to who is entitled to the interest held by the bank.

[1] The sole question necessary to determine in the case is whether the decree was correct in awarding the possession to Grubbs

during the terms of his oral lease with Wright. We think the evidence is sufficient to sustain the finding of the chancellor, or at least that the finding is not against the preponderance of the testimony. Wright testified that he was authorized by Phillips, his brother-in-law, and that he was also acting for his wife, in renting out the lands. The question of his authority is disputed, but, as before stated, we think the testimony is sufficient to support the chancellor on that point. Besides that, it is undisputed that Phillips and Mrs. Wright both accepted the rent for the years 1911 and 1912, and that amounted to a ratification of whatever contract Wright had made for them. They could not accept the benefit of the contract without ratifying it as a whole.

[2] The contract was not in writing and, as originally made, was within the statute of frauds. But its terms were complied with by Grubbs in paying the rent for two years and making valuable improvements in accordance with the terms of the contract, and this took it out of the operation of the statute. This is true of an agreement to sell lands, and the same principle controls a contract for lease of lands. Railway Co. v. Graham, 55 Ark 294, 18 S. W. 56; Phillips v. Jones, 79 Ark. 100, 95 S. W. 164, 9 Ann. Cas. 131; Evins v. Sandefur-Julian Co., 81 Ark. 70, 98 S. W. 677; 29 Cyc. pp. 47, 48; Reichardt v. Howe, 91 Ark. 280, 121 S. W. 347.

Without undertaking to decide the controversy between the receiver of the bank and Mrs. Wright concerning the interest held by the bank, which is really a controversy between Mrs. Wright and her husband, we hold that the decree of the chancellor concerning the right of appellee Grubbs to occupy the land during the term of his lease is correct, and the same is affirmed.

On Rehearing.

title, and under those circumstances the parties are entitled to a decision of the chancellor upon that issue. Greenlee v. Rowland, 85 Ark. 101, 107 S. W. 193.

[4] We find no cause for changing the conclusion we reached as to the main controversy between appellants and appellee Grubbs, and as to that part of the decree the petition for rehearing is denied. The decree ought, however, to be modified with respect to the order on Grubbs to pay the rent to Frank A. Wright as executor of the estate of Mrs. Carr. It does not appear that the lands or the rents and profits thereof are necessary for the payment of debts; therefore the heirs are entitled to collect the same. proof shows, as recited in the former opinion, that Frank A. Wright was authorized to enter into a contract with Grubbs, or that his act was ratified by the owners, and the latter are entitled to collect the rents pursuant to the contract. That, of course, will include the right of the owner to whom is adjudged the interest purchased from Wilkie M. Phillips.

The

The decree is therefore modified as to the direction naming the parties to whom the rent is to be paid and that part of the cause which relates to the controversy between Frank A. Wright and his wife is remanded, with directions to the chancellor to proceed, upon proof which has been adduced in the case, to determine the issue presented upon that part of the case.

WAUGH v. COOK. (No. 316.)

(Supreme Court of Arkansas. May 11, 1914.) 1. ALTERATION OF INSTRUMENTS (§ 5*)-EF

FECT.

The unauthorized alteration of a note by raising the rate of interest is a material alteration and avoids the note.

[Ed. Note.-For other cases, see Alteration of Instruments, Cent. Dig. §§ 18-29; Dec. Dig. § 5.*]

DIS

2. PRINCIPAL AND SURETY (§ 101*)
CHARGE OF SURETY-ALTERATION OF NOTE-
EXTENSION OF TIME OF PAYMENT.

thority, and that the sureties refused to assent

thereto.

[3] We have concluded, on reconsideration of the case, that the chancellor ought to have decided the controversy between appellant Jennie B. Wright and her husband, Frank A. Wright, concerning the title to the interest in Where a maker falsely represented to the the land purchased from Wilkie M. Phillips, payee that the sureties had agreed to an alteraand the bank required to execute a deed con- tion of the note by raising the rate of interest veying the legal title to the one of those in consideration of an extension of time of payment, the sureties were not discharged, unless parties who was found to be the real owner. the payee acted under the agreement after learnThe undisputed testimony is that the banking that it had been entered into without auheld the title in trust, and the only controversy is whether the purchase was made by Frank A. Wright for his own benefit or as agent for his wife. The testimony is sharply in conflict upon that issue, but all the necessary parties were before the court, and it was within the power of the court to settle the whole controversy, and that ought to have been done. The state of the proof with regard to the issue between Wright and his wife leaves it not free from doubt as to whom the bank should be required to convey the

[Ed. Note.-For other cases, see Principal and Surety, Cent. Dig. §§ 255, 256, 330, 346; Dec. Dig. § 101.*]

DIS

3. PRINCIPAL AND SURETY (§ 101*)
CHARGE OF SURETY-ALTERATION OF NOTE-
EXTENSION OF TIME OF PAYMENT.

Where a payee, suing on a note as altered by raising the interest rate in consideration of an extension of the time, in reliance on a fraudulent representation of the maker, did not know she could repudiate any rights under the note that a surety had not assented to the alteration, as altered and file an amended complaint, seek

ing a recovery on the note as originally exe- of the note was pressed the sureties would have cuted.

[Ed. Note.-For other cases, see Principal and Surety, Cent. Dig. §§ 255, 256, 330, 346; Dec. Dig. § 101.*]

4. TRIAL (§ 244*)-INSTRUCTIONS.

An instruction in an action on a note, which singles out the only solvent signer of the note and the only real defendant to the action, is not objectionable.

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[Ed. Note.-For other cases, see Trial, Cent. Dig. 88 577-581; Dec. Dig. § 244.*]

5. TRIAL (8 252*)-INSTRUCTIONS-REQUESTS. Where a payee sought recovery on a note as originally executed, on the theory that the maker by fraudulent representations had induced him to consent to an alteration, raising the interest rate in consideration of extending the time, and the payee made no contract with the surety for a change of interest, a charge, requested by the surety, that to vitiate a contract on the ground of fraud, the fraud must relate to matter material to the contract and in regard to which the other party had a right to rely, and did rely, was properly refused.

[Ed. Note.-For other cases, see Trial, Cent. Dig. 88 505, 596-612; Dec. Dig. § 252.*]

Appeal from Circuit Court, Independence County; R. E. Jeffery, Judge.

Action by Mrs. Lou Cook against M. J. Comton and others. From a judgment for plaintiff, defendant, C. W. Waugh appeals. Affirmed.

On the 3d day of February, 1913, Mrs. Lou Cook instituted this action in the circuit court against M. J. Compton, T. J. Hood, J. Arthur Porter, William A. Porter, and C. H. Waugh, to recover upon a promissory note for $700, alleged to have been executed by them in her favor. On the 7th day of April, 1913, the plaintiff dismissed the cause of action as to T. J. Hood and filed an amended complaint, in which she stated that subsequent to the delivery of the note originally sued on by her, M. J. Compton, one of the original signers of the note, altered the same by raising the rate of interest from 8 to 10 per cent., and by allowing T. J. Hood to sign the note as surety, without the consent of the other signers to said note to make such alteration. The complaint states that plaintiff expressly disclaims any right under the note as altered, and seeks recovery on the note as originany executed.

The facts are as follows: At the time of, and prior to, the execution of the original note upon which this action is founded, M. J. Compton and J. Arthur Porter were partners in business in Independence county, Ark. They borrowed $700 from Mrs. Cook on February 24, 1911, and William A. Porter and C. H. Waugh signed the note as sureties. Subsequently Compton purchased Porter's interest in the business and sold it to T. J.

Hood. On February 4, 1912, a few days before the note became due, Mrs. Cook sent her son-in-law, Joe Martin, to collect it. Martin testified substantially as follows:

to pay it. I told him that Mrs. Cook could get a higher rate of interest for her money. Compton told me that he would give her 10 per cent. per annum, instead of 8 per cent., if payment of the note would be extended. I asked him what security they could give, and he said the same ones. I then carried the note back to Mrs. Cook to obtain her consent, and she gave it. I then carried the note back to Compton, and told him that Mrs. Cook was a widow woman, and I wanted the matter fixed right. I asked him if the securities would stand for it. I never received any information prior to the bringing of this suit that the sureties had not consented to the change in the note. Compton altered the note by raising the interest from 8 to 10 per cent., and the note was then signed by T. J. Hood. The other sureties to the note did not again sign it, but I understood from Porter that they had agreed to it. He said in the first instance that he would give the same sureties."

In his cross-examination, there appears the following:

"Q. You did not tell her you had seen Mr. Waugh? A. No, sir; I did not say anything about him. I did not know anything about my having to see him. I just took Compton to be a man of his word. He told me the same securities would stand. Q. He just said that was his understanding? A. He left the impression on me that he had done seen them and talked it over. Q. He did not tell you that he had seen Mr. Waugh? A. No; he did not just come right out and say that. Q. And you did not ask him if he had seen Mr. Waugh? A. No, I just asked him what securities he could give, and he said the same ones."

Mrs. Lou Cook testified:

"I understood from Mr. Martin that the sureties had consented to the change of interest in the note. I did not know that Mr. Waugh claimed that the note had been altered without his consent until after this suit was brought. As soon as I found out that he claimed that he had not authorized the change in the note, I filed an amended complaint in this action and disclaimed any rights under the note as altered, and sued on it as originally executed."

Other evidence was introduced in favor of plaintiff, to the effect that payment of the note had been demanded of Waugh after the alterations in it were made, and that Waugh did not at that time claim that he was released from liability on the note because it was altered.

Compton testified that he raised the rate of interest from 8 to 10 per cent. and that Hood signed the note. Compton says that he did not tell Martin that the same sureties would stand on the altered note; that he did not see them and did not know whether they would agree to the alteration or not.

C. H. Waugh testified:

"I knew nothing about the change of the rate of interest. I was not consulted about it by any one. I never gave my consent to any change in the note to anybody."

Other evidence introduced tended to show

that the defendant, Waugh, was the only solvent signer of the note. The firm of Porter & Hood became bankrupt.

The jury returned a verdict in favor of "I went to Compton and demanded payment the plaintiff, and the defendant, Waugh, has of the note. He told me that if the collection appealed.

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