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plain the industrial accident problem and the development of liability and compensation principles as a background for the comprehension of present problems. In method of presentation it follows the outline of a course of instruction given by the writer in the Wharton School of the University of Pennsylvania; taking up successively industrial accidents and their prevention, the law of negligence, the development of workmen's compensation, existing compensation statutes, and the principles and practices of insurance as applied to employers' liability and workmen's compensation. Where authorities disagree, both sides are presented—the book is intended to be a text rather than a polemic-—and final conclusions on controversial subjects have been avoided. Wherever necessary in the interests of accuracy, chapters have been read and criticized by specialists. Suggestive references are added wherever they are available, that the student who desires to do so may be able to go to more exhaustive and particularized sources.

It is hoped that the volume may prove useful as a survey of the general field for professional and lay stu- ! dents as well as for those whose work lies in specialized branches of the insurance business.

Space does not permit detailed acknowledgment of the assistance received from public and private officials, without whose coöperation the preparation of this text would have been impossible. The author is greatly indebted to these, and especially to Dr. S. S. Huebner, at whose suggestion the work was undertaken, and to Dr. Bruce D. Mudgett, both of whom have read the manuscript and aided with constructive suggestions.

RALPH H. BLANCHARD. University of Pennsylvania.

EMPLOYERS' LIABILITY AND WORKMEN'S COMPEN-

SATION INSURANCE

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