Usury Lending Limits: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, First Session, on S. 1988 ... December 17, 1979U.S. Government Printing Office, 1980 - 270 σελίδες |
Άλλες εκδόσεις - Προβολή όλων
Συχνά εμφανιζόμενοι όροι και φράσεις
12 percent ceiling 1978 Simulation allowed amended American Bankers Association Arkansas Association of Federal average bill Board break-even loan rates car loans Chairman chartered credit unions committee competitive consumer loans Credit Union League credit union loan credit union members credit unions tend deposits discount rate disintermediation downpayment economic expense-to-income ratios federal credit unions Federal Reserve discount Federally chartered credit financial institutions impact increase interest rate ceiling legislation lenders lending Less than 11.5 loan rate ceiling market rates maximum million MMCs money market certificates months mortgage loans N/L-over NAFCU National Association National Bank Act national banks president prime rate problem rate of interest rate relief Reserve discount rate residential result savers savings and loan savings growth Senator BUMPERS Senator Pryor SHARE DRAFTS signature loan state-chartered credit unions Texas tions transfers to reserves union loan rate unpaid balance usury ceilings usury laws usury limits
Δημοφιλή αποσπάσματα
Σελίδα 148 - That every association may take, receive, reserve, and charge on any loan or discount made, or upon any note, bill of exchange, or other evidences of debt, interest at the rate allowed by the laws of the State or territory where the bank is located, and no more...
Σελίδα 166 - District, the bank may take, receive, reserve, or charge a rate not exceeding 7 per centum, or 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve bank in the Federal reserve district...
Σελίδα 20 - ... carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover, in a civil action commenced in a court of appropriate jurisdiction not later than two years after the date of such payment, an amount equal to twice the amount of the interest paid from the institution taking or receiving such interest.".
Σελίδα 62 - A national bank may charge interest at the maximum rate permitted by State law to any competing Statechartered or licensed lending institution. If State law permits a higher interest rate on a specified class of loans, a national bank making such loans at such higher rate is subject only to the provisions of State law relating to such class of loans that are material tc the determination of the interest rate.
Σελίδα 25 - Interest (Sec. 5197). —Any association may take, receive, reserve, and charge on any loan or discount made, or upon any note, bill of exchange, or other evidences of debt, interest at the rate allowed by the laws of the state, territory, or district where the bank is located...
Σελίδα 26 - I am pleased to appear before you today to testify on behalf of the...
Σελίδα 261 - Report of the Commission on Mortgage Interest Rates to the President of the United States (Washington: US Government Printing Office, August 1969) and Reed 0.
Σελίδα 7 - ... or other evidence of debt carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover, in...
Σελίδα 155 - ON BEHALF OF THE AMERICAN BANKERS ASSOCIATION Mr. Chairman and members of the Committee, my name is George A.
Σελίδα 155 - I serve as Chairman of the Government Relations Council of the American Bankers Association.